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My name is James Broderick, and I am an attorney at Broderick & Associates LLP based in Canada. I am reaching out to discuss matters concerning your late relative payable on death. Please feel free to contact me at your earliest convenience at the email address provided below for more information regarding their payable on death policy. Trust me it is something worthwhile you would like to hear. Thank you for your attention to this matter. Contact me through my email to share more information with you about the payable on death. jamesbroderick62@outlook.com Best regards, James Broderick